Umbrella Insurance When You Have Special Considerations Outside Existing Policies, our Umbrella Policy is There.

Umbrella Insurance is Liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable to someone, the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).